{"id":3223,"date":"2024-08-19T13:24:07","date_gmt":"2024-08-19T10:24:07","guid":{"rendered":"https:\/\/yalovasondakika.com.tr\/?p=3223"},"modified":"2024-08-19T13:24:07","modified_gmt":"2024-08-19T10:24:07","slug":"banka-dolandiriciliklarinda-en-cok-kullanilan-yontemler-ve-korunma-ipuclari","status":"publish","type":"post","link":"https:\/\/yalovasondakika.com.tr\/index.php\/2024\/08\/19\/banka-dolandiriciliklarinda-en-cok-kullanilan-yontemler-ve-korunma-ipuclari\/","title":{"rendered":"Banka doland\u0131r\u0131c\u0131l\u0131klar\u0131nda en \u00e7ok kullan\u0131lan y\u00f6ntemler ve korunma ipu\u00e7lar\u0131"},"content":{"rendered":"

Teknolojinin geli\u015fimiyle g\u00fcn ge\u00e7tikte daha donan\u0131ml\u0131 olan makus maksatl\u0131 akt\u00f6rler, banka doland\u0131r\u0131c\u0131l\u0131klar\u0131yla \u00e7evrimi\u00e7i d\u00fcnyada b\u00fcy\u00fck bir sorun haline geldi.<\/strong><\/p>\n

Birden fazla sistemin bir ortada kullan\u0131ld\u0131\u011f\u0131 banka doland\u0131r\u0131c\u0131l\u0131klar\u0131n\u0131n en berbat niyetli ve sofistike ataklar oldu\u011funu belirten Bitdefender Antivir\u00fcs T\u00fcrkiye distrib\u00fct\u00f6r\u00fc Laykon Bili\u015fim\u2019in Operasyon Y\u00f6neticisi Alev Akkoyunlu, banka doland\u0131r\u0131c\u0131l\u0131\u011f\u0131nda en \u00e7ok kullan\u0131lan metotlar\u0131 ve al\u0131nmas\u0131 gereken tedbirleri payla\u015f\u0131yor.<\/strong><\/p>\n

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Bankac\u0131l\u0131k s\u00fcre\u00e7lerinin \u00e7evrimi\u00e7i olarak ger\u00e7ekle\u015ftirilmesini sa\u011flayan teknolojilerin geli\u015fimi ve makus emelli akt\u00f6rlerin buna s\u00fcratlice adapte olmalar\u0131, banka doland\u0131r\u0131c\u0131l\u0131klar\u0131nda k\u0131ymetli bir art\u0131\u015f ya\u015fanmas\u0131na neden oldu. 2022 y\u0131l\u0131nda, ABD’de 1,59 milyar dolar mebla\u011f\u0131nda ya\u015fanan doland\u0131r\u0131c\u0131l\u0131k \u00f6rne\u011fi bunun en somut ispat\u0131.\u00a0<\/strong>Bireylerin ve kurulu\u015flar\u0131n finansal hayatlar\u0131n\u0131 olumsuz tarafta etkileyen bu t\u0131p doland\u0131r\u0131c\u0131l\u0131klar, finansal kay\u0131plar\u0131n yan\u0131 s\u0131ra bankac\u0131l\u0131k sistemine olan inanc\u0131 de sars\u0131yor. Ki\u015fi ve kurumlar\u0131n banka doland\u0131r\u0131c\u0131l\u0131klar\u0131na kar\u015f\u0131 her zamandakinden daha fazla \u015fuur kazanmas\u0131n\u0131 ve tedbir almas\u0131 gerekti\u011fini s\u00f6z eden\u00a0Bitdefender Antivir\u00fcs T\u00fcrkiye distrib\u00fct\u00f6r\u00fc Laykon Bili\u015fim\u2019in Operasyon Y\u00f6neticisi Alev Akkoyunlu<\/strong>, banka doland\u0131r\u0131c\u0131l\u0131\u011f\u0131nda en \u00e7ok kullan\u0131lan usulleri ve al\u0131nmas\u0131 gereken tedbirleri payla\u015f\u0131yor.<\/p>\n

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Fark\u0131nda Olunmas\u0131 Gereken 10 Banka Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 T\u00fcr\u00fc<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

1. Avans Fiyat\u0131 Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>B\u00fcy\u00fck \u00f6l\u00e7\u00fcde para, kredi yahut karl\u0131 yat\u0131r\u0131mlara eri\u015fim vadeden bu doland\u0131r\u0131c\u0131l\u0131k, kurbanlar\u0131n talep yahut m\u00fcracaatlar\u0131n\u0131 kabul etmek i\u00e7in ‘i\u015fleme koyma\u2019 ismi alt\u0131nda fiyat \u00f6denmesini talep ediyor.<\/p>\n

\u00a0<\/p>\n

2. Fazla \u00d6deme Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Fazla \u00e7ek \u00f6demesi doland\u0131r\u0131c\u0131l\u0131\u011f\u0131, siber doland\u0131r\u0131c\u0131lar ortas\u0131nda \u00e7ok tan\u0131nan hale geldi. \u00c7oklukla bireylerin bor\u00e7lu oldu\u011fu fiyattan daha y\u00fcksek \u00f6l\u00e7\u00fcde uydurma \u00e7ekler sa\u011flayan doland\u0131r\u0131c\u0131lar, akabinde \u00e7abucak harekete ge\u00e7ip ortadaki fark\u0131n \u00f6denmesini talep ediyor.\u00a0<\/p>\n

\u00a0<\/p>\n

3. Vergi D\u00f6nemi Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Doland\u0131r\u0131c\u0131lar, vergi meselelerini \u00e7\u00f6zme yahut vergi iadesi sa\u011flama mazeretiyle \u015fahs\u00ee ve mali bilgileri elde etmek i\u00e7in ekseriyetle, vergi devrinde yetkilileri yahut kurumlar\u0131 taklit ediyor.\u00a0<\/p>\n

\u00a0<\/p>\n

4. \u00c7evrimi\u00e7i Sat\u0131\u015f Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Pop\u00fcler bir e-ticaret sitesinde yasal sat\u0131c\u0131lar \u00fczere davranan doland\u0131r\u0131c\u0131lar, var olmayan ya da d\u00fc\u015f\u00fck kaliteli eserler sunarak bireyleri tuzaklar\u0131na \u00e7ekiyor. Bunun sonucunda para iadesi talep eden bireyler i\u00e7in de takip edilemeyen \u00f6deme teknikleri kullanan doland\u0131r\u0131c\u0131lar, paray\u0131 geri almay\u0131 zorla\u015ft\u0131rmak i\u00e7in ellerinden geleni yap\u0131yor.<\/p>\n

\u00a0<\/p>\n

5. Toplumsal Medya Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Sosyal medya platformlar\u0131nda\u00a0<\/strong>arkada\u015flar\u0131n\u0131, ailelerini yahut sa\u011flam i\u015fletmeleri taklit eden doland\u0131r\u0131c\u0131lar, \u00f6teki kullan\u0131c\u0131lar\u0131 ferd\u00ee bilgilerini payla\u015fmalar\u0131 yahut para g\u00f6ndermeleri i\u00e7in kand\u0131rarak mali kay\u0131plara yol a\u00e7\u0131yor. T\u0131pk\u0131 vakitte bu doland\u0131r\u0131c\u0131l\u0131klar, toplumsal medyada in\u015fa edilen inanc\u0131 de istismar ediyor.<\/p>\n

\u00a0<\/p>\n

6. Paket Teslimat\u0131 Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Paket teslimatlar\u0131n\u0131n gecikti\u011fini arg\u00fcman eden doland\u0131r\u0131c\u0131lar, sorunu ‘\u00e7\u00f6zmek’ i\u00e7in d\u00fczmece bildirimler g\u00f6ndererek kullan\u0131c\u0131lar\u0131n ferd\u00ee bilgilerini yahut \u00f6deme ayr\u0131nt\u0131lar\u0131n\u0131 talep ediyor.<\/p>\n

\u00a0<\/p>\n

7. Para Ba\u011f\u0131\u015f\u0131 Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>\u00d6zellikle do\u011fal afetler yahut krizlerde s\u0131ras\u0131nda hay\u0131r kurumu temsilcisi \u00fczere davranan doland\u0131r\u0131c\u0131lar, yard\u0131msever bireylerden para ba\u011f\u0131\u015f\u0131nda bulunmas\u0131n\u0131 talep ediyor. Talep edilen ba\u011f\u0131\u015flar, \u00e7oklukla banka havaleleri yahut \u00f6n \u00f6demeli kartlar \u00fczere takip edilmesi s\u0131k\u0131nt\u0131 olan makul \u00f6deme sistemleriyle mak\u00fbs maksatl\u0131 bireylere ula\u015f\u0131yor.<\/p>\n

\u00a0<\/p>\n

8. Yat\u0131r\u0131m Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Yat\u0131r\u0131m uzmanlar\u0131n\u0131n kimli\u011fine b\u00fcr\u00fcnen doland\u0131r\u0131c\u0131lar, kullan\u0131c\u0131lar\u0131n \u015fahs\u00ee ve finansal bilgilerini yahut pe\u015fin fiyat almak i\u00e7in y\u00fcksek yat\u0131r\u0131m getirileri vadediyor. Ger\u00e7ek olamayacak kadar d\u00fczg\u00fcn tekliflerde bulunan doland\u0131r\u0131c\u0131lar, en az riskle y\u00fcksek getiri sunarak kurbanlar\u0131n\u0131 tuzaklar\u0131na \u00e7ekiyor.<\/p>\n

\u00a0<\/p>\n

9. Teknik Takviye Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Teknik dayanak \u00fczere davranan doland\u0131r\u0131c\u0131lar, ki\u015finin bilgisayar\u0131na yahut ta\u015f\u0131nabilir ayg\u0131t\u0131na uzaktan eri\u015fim talep eden uzaktan doland\u0131r\u0131c\u0131lar\u0131 i\u00e7eriyor.<\/p>\n

\u00a0<\/p>\n

10. Kamu Hizmeti \u015eirketi Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131:\u00a0<\/strong>Kamu hizmeti \u015firketlerinden (elektrik, su, gaz) bir temsilci \u00fczere davranan doland\u0131r\u0131c\u0131lar, \u015fah\u0131slar\u0131 hizmet kesintisi ile tehdit ederek para \u00e7almay\u0131 ama\u00e7l\u0131yor. Bu \u00e7e\u015fit doland\u0131r\u0131c\u0131l\u0131klar, \u00e7oklukla telefon yahut e-posta \u00fczerinden ger\u00e7ekle\u015fiyor.<\/p>\n

\u00a0<\/p>\n

Bankac\u0131l\u0131k Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131ndan Nas\u0131l Ka\u00e7\u0131n\u0131l\u0131r?<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

1.<\/strong>\u00a0Finans kurumlar\u0131ndan gelen beklenmedik irtibatlar\u0131n ger\u00e7ekli\u011fini her vakit do\u011frulay\u0131n.<\/p>\n

\u00a0<\/p>\n

2.<\/strong>\u00a0G\u00f6r\u00fcn\u00fc\u015fte sayg\u0131n biri sizden \u00e7abucak harekete ge\u00e7menizi isterse, durun ve de\u011ferlendirin. Banka ikaz bildirilerini dikkate almay\u0131n ve a\u00e7\u0131kl\u0131\u011fa kavu\u015fturmak i\u00e7in \u015fubenizi kendiniz aray\u0131n.<\/p>\n

\u00a0<\/p>\n

3.<\/strong>\u00a0K\u00f6t\u00fc hedefli yaz\u0131l\u0131mlara ve keylogger’lara kar\u015f\u0131 korunmak i\u00e7in yeni g\u00fcvenlik yaz\u0131l\u0131mlar\u0131 kullan\u0131n.<\/p>\n

\u00a0<\/p>\n

4.<\/strong>\u00a0Hesaplar\u0131n\u0131za \u00f6b\u00fcr bir g\u00fcvenlik katman\u0131 eklemek i\u00e7in \u00e7ok fakt\u00f6rl\u00fc kimlik do\u011frulama (MFA) kullan\u0131n.<\/p>\n

\u00a0<\/p>\n

5.<\/strong>\u00a0Banka ekstrelerinizi yak\u0131ndan takip edin ve ku\u015fkulu faaliyetleri derhal bildirin.<\/p>\n

Kaynak: (BYZHA) Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"

Teknolojinin geli\u015fimiyle g\u00fcn ge\u00e7tikte daha donan\u0131ml\u0131 olan berbat gayeli akt\u00f6rler, banka doland\u0131r\u0131c\u0131l\u0131klar\u0131yla \u00e7evrimi\u00e7i d\u00fcnyada b\u00fcy\u00fck bir sorun haline geldi.<\/p>\n","protected":false},"author":1,"featured_media":3224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[858,1605,1604,1606,1295],"class_list":["post-3223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-teknoloji","tag-banka","tag-dolandiricilar","tag-dolandiriciligi","tag-dolandiricilik","tag-talep"],"_links":{"self":[{"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3223"}],"collection":[{"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=3223"}],"version-history":[{"count":1,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3223\/revisions"}],"predecessor-version":[{"id":3225,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3223\/revisions\/3225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/media\/3224"}],"wp:attachment":[{"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=3223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=3223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yalovasondakika.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=3223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}